The Latest Debt & Finance Blog

family vacation

How To Raise Money For Your Family Vacation

By Bill Fay | April 9, 2015

Want to put a smile on your face? Google images for summer vacations and take a look at what’s out there! Beaches, mountains, water parks, national parks, white-water rafting, arts…

mobile phone

Five Mobile Phone Lines for $150 per Month: It’s Possible

By Bill Fay | March 27, 2015

In the summer of 1985, I was a sports writer in Tampa and an athlete I used to write about invited me to lunch to discuss a new professional summer…

three generation family

Multi-Generational Living Might Be Solution For Financial Woes

By Bill Fay | March 13, 2015

There is a significant social, cultural and economic change happening so quietly in America that you may not even be aware of it: Multi-generational family living is back. Multi-what? Multi-generational…

graph showing upward economic trends

2014 Great Year For U.S. Economy, Can We Repeat In 2015?

By Bill Fay | January 8, 2015

By most accounts, the United States economy had a glowing year in 2014. Unemployment was down, spending was up, housing prices continued to bounce back and gas prices plunged to…

frugal beach wedding

Married On A Monday: A Wedding You Can Afford

By Bill Fay | December 2, 2014

Billy Sexton is not a frugal man. In fact, he chuckles at the idea of cutting corners to save money. “I’m the guy who believes you get what you pay…

manage debt goal

Debt Consolidation Or Debt Management Could Help Cure ‘Holiday Hangover’

By Bill Fay | November 17, 2014

The day of reckoning is fast approaching for annual budgets and it may not be a good one for people who rely on credit cards. Annual bills often collide with…

holiday deal sign

Ignore Monthly Bills At Your Own Risk During Holiday Season

By Bill Fay | November 6, 2014

Get ready America, the Holiday Shopping Circus is rolling into your town again this year and no one is immune from the excitement it generates. Least of all someone with…

mobile phone and money

Fact Is, Opinions Don’t Say Much In Cellphone Argument

By Bill Fay | November 6, 2014

What settles arguments in your house: Facts or opinion? That seems like a loaded, but relatively easy question. Facts win, right? Well, sometimes. A study by Dartmouth College suggested that…

Tamara Holleman

Credit Counseling Helps Family Dream Of Solid Financial Future

By Bill Fay | October 15, 2014

Tamara Holleman wants a new car and at first glance, she could easily afford one. Holleman and her husband work in the medical profession, bring home comfortable incomes, live in…

Credit Scores Image of Woman

Credit Scores Going Up … Without Any Help From Consumers

By Bill Fay | October 13, 2014

The average credit score for American consumers is at an all-time high, but will almost surely go higher within the next year as credit bureaus and government tinker with one…