Category:
Students

People standing in front of wall with Loan Forgiveness forum concept pasted on wall

Comparing Student Loan Discharge & Loan Forgiveness

By Bill Fay | October 28, 2014

The terms “student loan forgiveness” and “student loan discharge” are used interchangeably for a good reason: They both mean you are no longer responsible for what is left of your…

empty desks in front of chalkboard

Student Loan Debt Continues To Make News Over Summer

By Bill Fay | August 15, 2014

When the bell rings to start a new school year, college students, especially the 70 percent using loans to pay for expenses, need to catch up on a few news…

ITT Tech building

CFPB Sues ITT for Allegedly Exploiting Students with Predatory Loans

By Bill Fay | February 28, 2014

The Consumer Financial Protection Bureau sent a jolt through the for-profit college industry this week when the federal agency sued ITT Educational Services Inc. for predatory lending practices, saying it…

Senator Elizabeth Warren speaking

Politicians Scramble to Fix Broken Student Loan System as Write-Offs Soar

By Bill Fay | January 8, 2014

Americans are taking out more loans than ever to pay for college and defaulting on them in record numbers. Politicians, most notably U.S. senators Dick Durbin, D-Ill., Jack Reed, D-R.I.…

The Federal Trade Commission Now Reviewing Student Loan Relief Industry

FTC’s Focus on the Student Loan Relief Industry

By Bill Fay | December 17, 2013

It’s hardly a surprise that loan consolidation is a popular option for people looking to lessen the burden of their student loan debt. Too many students today graduate with too…

Education Secretary Arne Duncan talking to the media

Department of Education Nets $41.3B Profit in 2013 from Student Loans

By Bill Fay | November 27, 2013

A new government report shows the U.S. Department of Education generated $41.3 billion from federal student loans in the 2013 fiscal year, making it the third most profitable industry in…

Student Loan Options

Best and Worst Student Loans: Pros and Cons

By Bill Fay | September 10, 2013

  The pros and cons of student loans are a hot topic for college administrators, students and parents as each side grapples with ways to absorb the soaring cost of…

U.S. House Speaker John Boehner talks about student loan interest rates

Congress Approves Student Loan Bill, Sends to Obama

By Bill Fay | August 1, 2013

The U.S. House of Representatives on Wednesday ended a prolonged debate in Congress with an overwhelming 392-31 vote supporting the Senate’s plan to rework student loan interest rates. The Bipartisan…

Student rates on subsidized Stafford Loans doubles to 6.8 percent

Senate Proposes Plan to Lower Student Loan Rates Now, Raise Them Later

By Bill Fay | July 18, 2013

The U.S. Senate late Wednesday reached another deal to reset student loan interest rates, but it is unclear when that proposal will reach the floor for a vote. Interest rates…

Adult children are returning to the nest and depending on their parents

Financial Dangers Parents Face When Adult Children Live at Home

By Bill Fay | June 21, 2013

The American Dream is the ideal where parents work hard so they can own a home, send their kids to college and watch them grow up into happy and fiscally…