The Latest Debt & Finance Blog

Bank of America's Better Balance Rewards Credit Card

Bank of America Offers Cash to Customers Who Pay More than Minimum on Credit Card

By Bill Fay | March 19, 2013

Bank of America has tossed a lifeline to American families drowning in credit card debt. BofA, the second-largest bank in the United States, is offering the “Better Balance Rewards” credit…

parents pay for kids cellphones

When Parents Should Stop Paying for Kids’ Cellphone Plans

By Bill Fay | March 18, 2013

It’s not easy being a 20-something nowadays. Between landing a full-time job, paying back student loans and building credit, it’s hard to be financially stable. But are young adults solely…

big banks too big to go to jail

Feds’ Handling of Big Banks Means Unequal Justice for All

By Bill Fay | March 18, 2013

If anyone in America still has faith in the quaint notion, enshrined in the Pledge of Allegiance, that we live in a country where there is “justice for all,” it…

economic recovery

U.S. Economy Continues to Crawl Forward

By Bill Fay | March 14, 2013

Unemployment dropped in February to its lowest levels in four years, consumers spent money at the fastest rate in five months, and Wall Street set new records, all of which…

spending up, income down

Is the Economy Getting Better or Growing Worse? It Depends

By Bill Fay | March 4, 2013

There are so many mixed signals coming from all sectors of the U.S. economy that you need a linguist to properly interpret the flow of information. Depending on where you…

sequester takes effect

Sequestration Cuts Likely Will Increase Airport Wait Times and Delay Tax Returns

By Bill Fay | March 1, 2013

If you are like every elected politician in Washington and have successfully ignored sequestration for the last 19 months, button up. The effects of the federal government’s disastrous financial policy…

obama sequester

Obama, We Need President Who Can Lead and Not Blame

By Bill Fay | February 28, 2013

Government services, teaching positions, research projects and hundreds of thousands of jobs are about to be cut in another self-inflicted crisis in Washington – The Great Sequester – and what…

Obama sequestration

Countdown to Sequester: Obama Pushes for Last-Minute Fix

By Bill Fay | February 25, 2013

There is no momentum in Congress for passing legislation to stop sequestration – the $85 billion mandatory budget reduction scheduled to take effect March 1 – but that hasn’t stopped…

Western Sky predatory lending

Regulations Target Western Sky and Native American Predatory Lending

By Katherine Pilnick | February 25, 2013

Imagine a financial service that could help you pay all your bills while at the same time fixing your credit history. That’s the promise of Western Sky Financial. Sound too…

Economic roundup

Private Business Moves Ahead, while Washington Sits on Sidelines

By Bill Fay | February 20, 2013

The complete lack of effort by politicians in Washington to find a solution to sequestration is sure to have some effect on the U.S. economy, but it’s not being felt…

Sources:

  1. Reckard, S. (2013, March 5). new BofA card offers cash for paying off debt. Los Angeles Times. Retrieved from http://articles.latimes.com/2013/mar/05/business/la-fi-bofa-credit-card-20130305
  2. American Household Credit Card Debt Statistics through 2012. Nerdwallet.com. Retrieved from http://www.nerdwallet.com/blog/credit-card-data/average-credit-card-debt-household/
  3. Yeebo, Y. (2011, May 25). Decrease in Credit Card Debt All Down To Write-Offs, Report Says. The Huffington Post. Retrieved from http://www.huffingtonpost.com/2011/03/20/decrease-in-credit-card-debt_n_837806.html
  4. Hauser, C. (2010, September 24). Bank Losses Lead to Drop in Credit Card Debt. The New York Times. Retrieved from http://www.nytimes.com/2010/09/25/business/25credit.html