Category:
Credit
People normally enter credit counseling when they are struggling with burdensome debt and need help working through it. In most cases, buying a home and taking on a mortgage isn’t…
When you graduate college, your priorities shift from football games and final exams to landing your first job, locking down an affordable apartment and repaying student loans. Here’s one more…
Talking to a credit counselor is probably the last thing on your mind when you’re shopping for a home. The list of people you already have to speak to —…
They sound like different ways of saying the same thing, but credit counseling and credit repair are two completely different strategies for lifting yourself out of debt. Credit counseling is…
The announcement that FICO will put two new credit scoring models – FICO 10 and FICO 10T – into play this summer is the ultimate good news/bad news situation for…
Repaying student loans can get complicated quickly. Which repayment program do you sign up for? Could you be eligible for forgiveness? Is there a penalty for repaying loans early? No,…
Paying down a credit card balance has never been harder. That’s because interest rates have never been higher. The average credit card interest rate rose to 22.8 % in 2023,…
Just making a phone call or clicking a link online to a credit counseling or credit repair company should make you feel like you’re one step closer to putting your…
We are never too old to learn a thing or two about how to manage our finances. In fact, the older we get, the more important it is that we…
If your credit card debt is out of hand, you’ve got plenty of company. After COVID-related stimulus spending helped Americans pay off more than $80 million they owed on credit…