Category:
Mortgage

30 mortgage paperwork

30 Year Fixed Mortgage

By Max Fay | January 16, 2020

For generations, the 30-year fixed mortgage has reigned, like hot dogs and apple pie, as America’s gold standard. We love it for it’s predictability and affordability. A 30-year fixed mortgage…

FHA loan paperwork

How to Get An FHA Loan

By Bents Dulcio | January 15, 2020

A lot of us dream of owning a starter home, either to shelter our growing families or as an early investment in our futures. A home, however, is the most…

Home sitting on cash taken out to refinance the mortgage

Cash Out Refinancing

By Bents Dulcio | November 22, 2019

If you own a home and need money, one of the first thoughts that might shoot into your head is: Can I use the equity in my house as collateral…

Family trying to get a mortgage with bad credit

How to Get a Mortgage with Bad Credit

By Bill Fay | September 12, 2019

There’s a saying borrowed from an old blues song about luck. If not for bad luck, the sad reminder goes, there’d be no luck at all. It’s a proverb with…

Pinching pennies for mortgage payment

How to Get Help with Mortgage Payments

By Bill Fay | April 4, 2019

If homeownership is the American Dream, then foreclosure is the national nightmare. Foreclosures have increased in 2022, though the numbers should be kept in perspective. That’s because the federal government…

Man filling out paperwork - Home Equity Loan

Home Equity Loans

By Max Fay | January 24, 2019

Need some extra cash? Home equity loans are a convenient, low-cost way to borrow large sums at favorable rates. Home equity loans for debt consolidation will have a much lower…

Man on Computer applying for a Home Equity Line of Credit

Home Equity Line of Credit (HELOC)

By Bents Dulcio | January 22, 2019

If you need extra cash, HELOCs are hot. Those letters stand for Home Equity Line of Credit, which is a secured loan backed by your home. Instead of taking out…

Man working to improve his house with a cordless drill

Best Options for Home Improvement Loans

By Bill Fay | January 15, 2019

Outdated houses can be a pain to live in and difficult to sell, prompting U.S. homeowners to spend billions of dollars annually on renovations and improvements. The high cost of…

30 mortgage paperwork

Online Homebuyer Education Courses: Your Options

By Max Fay | January 8, 2019

Four of the more popular online courses are HomeTrek, eHomeAmerica, Framework and Alliance Credit Counseling. Here’s a look at the costs and strengths of each program. Updated: April 16, 2021…

Interest Rate for HELOC - Small House sitting on top of cash

Best HELOC Options

By Bill Fay | January 3, 2019

If you have faithfully made monthly mortgage payments and (hopefully) seen the value of your home increase, you are building home equity, which can become a life raft for homeowners…